When asking the question, “Who pays my bills after a bike crash?” the answer is often, “It depends.” In Minnesota, the rules of no-fault insurance apply to any crash with a motor vehicle. This means you must first look to your own auto insurance company.
For example, if a biker is injured in an automobile accident and has injuries that are treated in the emergency room, the emergency room treatment bill should be paid by the injured person’s automobile insurer. In other words, the injured person’s insurer is required to pay the treatment bill without regard for who is at fault for the accident.
However, certain exceptions apply, especially in the case of a biker who doesn’t have an auto insurance policy.Read more